Bad Credit Should Not Keep you From the Workforce
Most employers run credit checks on job applicants. Increasingly, employers reject qualified applicants even after offering a job because of their credit history. While this hurts everyone, minority job applicants are particularly affected as minority communities were hit hardest by the financial crisis.
Using credit for employment decisions creates an unreasonable barrier to employment and a vicious cycle of economic hardship. During the financial crisis of 2007, millions of people lost their jobs. Minority communities were hit particularly hard. This left millions without adequate income to pay bills. As a result, many people have blemishes on their credit score.
While it makes sense that a negative history may make it difficult to borrow money, it should not affect your chances at employment for most jobs. This is especially true when your credit has nothing to do with your ability to perform the essential functions of the job.
That’s exactly what is happening as many employers across the country are denying employment to applicants with poor credit, even after they’ve received a job offer. Often the employer has already reviewed references, prior work history, met the applicant in person, and determined that they are qualified for the job. Then, as a result of a credit check the applicant is denied employment even though they were conditionally hired.
Partner Christa Collins has years of experience fighting financial discrimination in class actions. If you were offered a job, only to be denied later because of your credit score, contact Harmon Parker, P.A. for a free consultation to discuss the merits of your case.