Tampa Car Accident Attorneys
Client-Focused & Results-Driven Representation
In the aftermath of a car accident, your mind is probably reeling. How will you pay for the medical care you need to treat your injuries? How will you support your family while you are out of work? As these questions weigh on you, remember that Harmon Parker, P.A. is here to fight for you.
We take the burden off our injured clients’ shoulders and handle the legal legwork on their behalf. Let our Tampa car accident attorneys take on your injury claim and fight for the compensation you deserve. Our firm has extensive experience holding others accountable for their negligence and helping our clients obtain justice.
Why choose Harmon Parker, P.A. for your Tampa auto accident case?
- We've recovered millions of dollars for our injured clients throughout Florida
- We take a hands-on approach for each case and are available to our clients at all times, including after hours and weekends
- Our team is led by Army and Navy veterans
- We are backed by many positive client testimonials
Discuss your car accident claim with our team today – just call (813) 452-4144.
Let our Tampa Car Accident Lawyers Build a Strong Claim on Your Behalf
Immediately following a car accident, it is vital that you seek medical care, even if you do not notice any serious injuries right away. You should also thoroughly document all the details of the accident. Be sure to take plenty of photos, gather witness contact information, and collect information from all other drivers involved in the incident. The next step is to contact our Tampa car accident attorneys at Harmon Parker, P.A.
When handling a car accident injury claim, we work tirelessly to:
- Prove the other driver did not perform the necessary duty of care while operating their vehicle
- Investigate whether the other driver ignored traffic signals or violated traffic laws at the time of the accident
- Prove that you would not have incurred injuries if not for the other driver’s actions
- Deliver a thorough and accurate estimate of the expenses you incurred from the accident, including medical bills, lost wages, and property damage
From start to finish, we will not stop fighting until we have reached a satisfactory resolution that reflects your best interests and compensates you fairly.
Common Causes of Car Accidents in FL
No matter how safe you are on the road, you have no control over other drivers’ actions. If someone else failed to obey traffic laws or operated their vehicle negligently, Harmon Parker, P.A. can help you pursue a legal claim.
Many car accidents are caused by:
- Texting while driving
- Eating and drinking while driving
- Inattention and negligence
- Drivers distracted by a GPS navigation system
- Adjusting the radio while driving
- Faulty car parts/mechanical failure
- Drunk driving
Regardless of the exact cause of your accident, you should not have to suffer physically, emotionally, and financially for someone else’s negligence or mistake.
Florida Is a No-Fault Car Insurance State
While most states follow a traditional tort system in regards to car accidents, Florida is one of about a dozen states that follows a no-fault car insurance system. This means that after a car accident, drivers and covered passengers in Florida turn to their own insurance companies for coverage for their financial losses up to the limits of their policy, regardless of who caused the collision. This is known as "personal injury protection," or "PIP" coverage.
To legally register and operate a vehicle in Florida, owners must carry:
- $10,000 in personal injury protection (PIP) benefits
- $10,000 in property damage liability (PDL) benefits (which pays for damage you cause to someone else's vehicle or property in a collision)
As a trade off for eliminating fault from the equation, PIP claims have limits on the types of losses that are covered. No-fault/PIP claims provide compensation for losses related to medical bills, lost wages, prescription drug costs, and other monetary damages stemming from the accident, but damages for pain and suffering or other non-monetary losses are not covered. In order to step outside of this system and sue the at-fault driver or their insurance company for additional damages, a driver must suffer an injury that meets Florida's "serious injury" threshold.
In Florida, you may only pursue a liability claim against an at-fault driver if you have suffered at least one of the following qualifiers:
- Significant or permanent disfigurement
- Fractured or broken bones
- Permanent limitation of use of a body organ or member
- Significant limitation of use of a body function or system, or
- Substantially full disability for 90 days or more.
It is important to note that the no-fault system does not apply to vehicle damage claims related to car accidents. In other words, you may pursue a property damage claim or lawsuit against the at-fault driver without limitations.
Florida Car Accident Statute of Limitations
Like most legal actions, civil lawsuits related to car accidents must be filed within a certain amount of time in order to be heard by the courts. This is known as a "statute of limitations." In Florida, the statute of limitations for car accident lawsuits will vary depending on if the crash resulted in injury or death.
- Personal injury: Under Florida Statutes section 95.11(3)(a), personal injury claims related to car accidents must be filed within four years of the date of the collision.
- Wrongful death: If someone died as a result of the collision, under Florida Statutes section 95.11(4)(d), the victim's family has two years from the date of death to pursue a wrongful death lawsuit against the at-fault driver.
- Property damage: Property damage lawsuits must be filed within four years of the date of the collision to be heard by the court.
First Steps to Take After a Car Accident
Car accidents are often very unexpected situations and when they occur, you likely feel that your life has taken a turn and you need a place to turn. During this difficult time, it is most important to remember that the steps you take immediately following a car accident will impact the effectiveness of your case and the compensation you are able to recover. Here are some actions to take immediately following an accident:
Get medical help - Even if you feel fine after the accident, getting medical attention to tend to your injuries can help with your case in the future and prevent further injury.
Gather information - While at the scene of the accident, collect as much information as possible, including photos, insurance information of other parties, and contact information of the witnesses.
Notify your insurer - Have your attorney notify your insurance company about the incident. Because they will ask you questions that can incriminate you, this step should be handled by your lawyer.
Contact 911 - Calling the police department is an important step to ensure that all passengers and drivers are safe. It is also important so that an official police report can be filed.
Contact your attorney - Working with a car accident attorney from the get go is beneficial for the effectiveness of your case.
Florida Car Accident FAQ
How will my medical bills get paid?
How much is my car accident claim worth?
How long will my case take?
Just as every car accident claim is valued differently, every auto accident case will have its own unique timeline that can be impossible to predict. With that being said, car accident cases can take anywhere from a few months to a few years to reach a resolution. A month or two is the minimum amount of time you should expect to resolve a simple claim with your insurance company. Conversely, cases that involve severe injuries will take longer to resolve as more time is needed to assess the long-term financial cost of your injuries.
The following will all have an impact on your case's timeline:
- The extent and severity of your injuries
- The cooperation of the involved insurance companies
- The amount of time necessary to investigate your case
- Whether or not your case goes to trial
While many people would prefer to settle their claim quickly, there are situations where a longer period of time may be beneficial to help you get the most out of your claim and ensure you are fully compensated for your injuries. Our attorneys can help assess your situation and guide you towards the most appropriate course of action.
What if I am partly at fault for my accident?
I was in an accident while driving without insurance. Can I still be compensated?
Possibly, but it will come at a cost. Driving without insurance is illegal in Florida and can result in severe penalties in the event of a collision. If you are in an accident while uninsured and it is determined to be your fault, you could be held personally liable for the collision and lose your driving privileges until the entire cost of the resulting damages are paid.
If someone else hit you while driving without insurance, you will likely have to pay for your own damages out of pocket and face the associated penalties for driving without insurance. If you sustained permanent or severe injuries, you may be able to file a civil claim against the at-fault driver in pursuit of compensation, but you will likely only be able to recover a portion of your total damages under Florida's comparative fault laws.
Do I have to notify my insurance company after a crash?
Yes. While there is no Florida law that demands you report an accident to your insurance company, failing to do so can potentially violate the terms of your insurance policy and void your coverage for the collision. Be sure to notify your insurance company within a few days of a collision. Give them enough information to open up a claim, but do not consent to giving any recorded statements or sign any authorizations until you have had a chance to discuss your situation with an attorney.
What should I say to the insurance adjuster?
- Get the name of the person you are speaking with and their contact information.
- Remain calm and polite. Losing your temper will only make things worse.
- As mentioned before, do not consent to any recorded statements.
- Provide only limited personal information, such as your name, address, and phone number.
- Stick to the facts and avoid speculation. If you are unsure about something, say so.
- Do not give a detailed description of your injuries, in case you leave something out or discover that your injuries are more severe than you thought. Instead, give only a general description and that you will be seeking further medical treatment.
Should I accept the insurance company's first settlement offer?
I was injured as a passenger. Can I still seek compensation?
When should the police be notified?
I received a ticket after an accident. Does this mean I am at fault?
When are punitive damages awarded?
Do I really need an attorney for a car accident?
How much does it cost to hire a car accident attorney?
- Florida Car Accident Statistics
- Can Passengers Be Held Liable for Car Accidents?
- 5 Tips for Returning to Work After a Car Accident
- Things You Need to Know Before Speaking With Your Insurance Company After a Car Accident
- Can Drivers Sue for Accidents Caused by Falling Cargo?
- How to Ensure You Hire the Best Tampa Auto Accident Attorney
Automobile Accident, Brain Injury, Manatee $6.5 Million
Automobile Accident, Hillsborough $1.7 Million
Automobile Accident, Near Amputation, Hillsborough $1.9 Million
Automobile Accident, Recommended Neck Surgery $1.1 Million
Automobile Accident, Spinal Injury, Sarasota $8 Million
Automobile Accident, Wrongful Death of 89 year old, Hillsborough $2.8 Million
Automobile Accident, Wrongful Death, Hillsborough $5.4 Million
Bicycle collision $13.6 Million
Boating Accident Resulting in Traumatic Brain Injury $6.2 Million
Motorcycle Accident, Wrongful Death, Sarasota $1.3 Million
Accessible & Available to Clients
We take a hands-on approach & commit to being available to our clients, including after hours & weekends.
A Proven Track Record of Success
As advocates for the injured, we have accrued a long list of successful verdicts and settlements.
Military Veterans on Our Team
Our team includes two military veterans - Mr. Harmon & Mr. Parker are veterans of the Army & Navy, respectively.
Valuable Resources On Your Side
We utilize investigators, medical specialists & accident reconstructionists & have resources to handle big cases.
A Concierge-Level of Service
We hold ourselves to high standards of communication and are committed to keep you updated on your case.
We are not afraid to do whatever is necessary to win your case, including going to trial.